We help leaders reconcile the demands of running the business with building an effective, healthy workforce. Our mission is to expand organizational capacity, create clarity and consistency in processes, optimize technology and compliance, and cultivate happier, more productive teams.
Decades of cross‑industry experience—from startups to complex global enterprises
Strategy and execution under one roof: we design, implement, and monitor
Competitive, transparent pricing and pragmatic roadmaps that fit your budget and objectives
As the founder of Human Capital IQ LLC, Jane has deep appreciation for the complexities of modern workforce management. She consults organizations of various industries and sizes focusing on mission-driven, healthcare, and social services sectors, startups, and change management. She partners with trusted advisors to complement her capabilities and to provide sustainable business solutions that elevate culture and employee value proposition necessary to succeed in today’s diverse and competitive labor market.
During her two-decade-long career in Human Resources, Jane held roles that required rapid examination, decision making, and scalable solutions to maintain agility. She led Total Rewards, Wellbeing, Mergers & Acquisitions, HRIS, Operations, and Payroll functions and built teams and programs from the ground up.
Amid a global mental health crisis, she decided to return to her long-term yearning to become a mental health professional. A longtime advocate for corporate social responsibility, wellness, and integrative health, Jane is a licensed social worker and a certified health coach. She utilizes whole-body approaches to mental health, addictions, and relationship issues. She continues to coach organizations on trauma-informed workplace and employee wellbeing.
Jane is committed to advancing mental health policy, social justice, and people-centered leadership in the workplace. She is respected in the industry for her broad scope expertise and big-picture solutions.
With over 25 years of experience in the retirement services industry, Julia is a trusted expert in the design, funding, and administration of qualified retirement plans. She partners directly with business owners, plan sponsors, CPA firms, and third-party administrators to deliver customized, tax-efficient retirement solutions.
Julia specializes in cross-tested profit sharing plans, defined benefit and cash balance plans, and floor-offset arrangements—each tailored to meet the unique goals of her clients. In addition to full-service plan design and administration, she provides outsourced actuarial support to retirement plan providers and advisory firms nationwide.
As an Enrolled Actuary and a member of the Conference of Consulting Actuaries, Julia combines deep technical expertise with a commitment to personalized service in every engagement.
To learn more about how JC Actuarial can support your retirement plan needs, visit jc-actuarial.com
Sharmain is an accomplished global Human Resources leader with more than a decade of progressive experience driving people strategies in high-growth and fast-changing environments. She has built a career designing, scaling, and leading HR functions that not only support organizational needs but also empower people to thrive. Known for balancing strategic vision with hands-on execution, she has a proven ability to guide organizations through transformation, establish HR departments from the ground up, and align people operations with business goals across multi-national settings.
Her experience spans the full spectrum of HR leadership, including payroll, benefits, compliance, performance management, and employee relations across the U.S. and Canada. She has worked closely with senior executives to strengthen leadership capabilities, enhance employee engagement, and develop strategies that support retention and growth. She has also led efforts to simplify complex challenges, standardize processes, and align policies across business units while remaining adaptable to local needs.
Recognized for her ability to build trusted relationships at every level of an organization, Sharmain is comfortable in matrixed environments and approaches challenges with a practical, data-informed mindset. Whether influencing senior stakeholders or addressing workforce morale, she focuses on understanding people’s priorities and delivering solutions that work in practice, not just on paper.
In addition to her corporate leadership, Sharmain has a background in education. She has taught at both the primary and tertiary levels, including courses in soft skills, business, and human resources. This teaching experience has sharpened her ability to communicate complex concepts clearly and to inspire growth in others.
At the core, Sharmain is passionate about helping organizations and individuals reach their potential by building workplace cultures that are inclusive, engaging, and sustainable.